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Balance your portfolio

Managed Investments have the potential to be a great addition to your investment portfolio. If you’ve been thinking of investment options that can provide strong and stable returns, as well as tax benefits, you may want to consider Managed Investments. And we can help.

Advantage First can show you the benefits of diversifying your portfolio with managed investments such as cash management trusts, equity funds, fixed interest funds, property trusts, and various forms of growth funds, balanced funds, and sector specific funds.

Structuring your investments to create a portfolio of tax effective, income-producing assets is the key. Managed investments can enable you to do this and often only involve a relatively small outlay. With our skill and experience in property, we can identify attractive managed investments such as property trusts that may assist you to diversify your portfolio

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Hamish and Andy!

Let’s look at a hypothetical scenario involving 2 different people (let’s call them Hamish and Andy) who are looking to expand their investment portfolio

Hamish has been thinking about what to do next with his investment portfolio. He has a couple of rental properties and enough cash and equity to buy another. But he is not sure whether this is the right move.

He decides to speak with a financial advisor to better understand his investment options. After reviewing his goals and financial requirements, Hamish decides to diversify his portfolio using a managed investment that will require a smaller financial outlay.

The financial advisor identifies some property trusts suited to Hamish’s goals of being able to generate returns of around 8% as well as tax deferred income payments each month. Hamish reviews the Product Disclosure document from the Issuers to better understand the type of investments, the fees, the risks, and who is involved in the management. He decides that the smaller outlay required for a Managed Investment will give him more financial flexibility as well as a more balanced investment portfolio.

Andy, Hamish’s friend (no relation to the radio show!) decides to go it alone and use his cash and equity to buy another investment property. Although the investment property has the potential to generate a 4-6% return, he has almost reached the limit of his borrowing capacity and may not have the liquidity he needs to pursue other opportunities.

Key insight

Managed investments can be an attractive alternative to other types of investment if you need to diversify your portfolio and do not want to make a large investment outlay. Like all investments, there is a level of risk involved so it is important to seek professional financial advice before making a decision. Advantage First can help.


General Advice Warning:
This material has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained in this material is General Advice and does not take into account any individual investment objectives, financial situation or needs. Before making an investment decision based on this advice you should consider whether it is appropriate to your particular circumstances. Hypothetical scenarios are based on assumptions and are not guarantee of any outcome in the future. Where the General Advice relates to the acquisition or possible acquisition of a financial product, you should obtain a Product Disclosure Statement (“PDS”) relating to the product and consider the PDS before making any decision about whether to acquire the product.

Advantage First Financial Planning Pty Ltd is a Corporate Authorised Representative (No. 1000091) of IPraxis Pty Ltd (ABN 39 114 365 007), which is the owner of Australian Financial Service License No: 329337.

Other Advice Warning:
Before acting on any of the information presented here, please seek professional financial advice.

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